So SUSAN BURK is leaving St. Augustine City Commission. Good riddance.

As we recently reported, BURK missed at least 25 St. Augustine City Commission meetings in five years – the worst attendance record by far – she’s guilty of missing about 20% of meetings and leaving other meetings early (like the one on November 13, 2007 that approved sending illegally dumped solid waste back to the Lincolnville community).

While wasting hundreds of thousands of dollars on legal and engineering fees for AKERMAN SENTERFITT and GEOSYNTEC on the now-dead plan to bring illegally dumped solid waste back to Lincolnville, SUSAN BURK also blew our money on junkets to Spain, NYC, Germany and Colombia and never asked tough questions about mismanagement, waste, fraud, abuse, misfeasance, malfeasance and nonfeasance. She’d even smirk when I used those terms.

Last year, BURK and City General Services Director JAMES PIGGOTT flew to Cartagena, Colombia for a sister cities junket. In 2003, BURK and Comptroller MARK LITZINGER flew to Germany to look at mechanical parking garages. In 2005, BURK and all City Commissioners blew $8100 on a three-day junket to NYC with wives and significant others (BURK inexplicably spent four days in NYC). Commissioners claimed to the St. Augustine Record that they were conducting “business,” which means that the violated the Sunshine law, as no prior notice was given of their meetings with Standard & Poors and three bond rating companies, which wined and dined them in fancy restaurants every night. Controversial Florida 7^th Circuit States’ Attorney John Tanner refused to prosecute the Sunshine violations, with a minion claiming it was an “inspection trip.”

BURK made the motion to accept City Attorney James Patrick Wilson’s resignation in an October 13, 2006 special meeting held without prior Sunshine notice, then moved to pay him to sit at home until January 31, 2007, even though he had resigned effective that date.

It was BURK who made the motion on October 13, 2006 to hire RONALD BROWN as temporary City Attorney, then moved in December 2006 to hire BROWN permanently, without a proper EEO search, also without proper Sunshine notice (the meeting was called only for discussion of tax relief for low-income elderly residents). State’s Attorney refused to prosecute that Sunshine violation, claiming it was an “emergency meeting,” even though the City only claimed it was a “special meeting,” and there was no emergency.

BURK has turned into a lickspittle for those who would destroy our Nation’s Oldest City and turn it into an unreasonable facsimile of South Florida, complete with tree-killing, wetland-destruction and ticky-tacky ugliness.

I actually voted for SUSAN BURK for Mayor in 2002. GEORGE GARDNER was elected Mayor by ten votes.

I am deeply disappointed in SUSAN BURK. In her first years in office, BURK was a populist hero, fighting the oppression of artists and entertainers on St. George Street. I was impressed with her sensitivity on First Amendment issues, including the artists and entertainers and the Rainbow flags on our Bridge of Lions.

But over the years BURK sold out. BURK has degenerated into a doormat for HARRISS and speculators like ROBERT MICHAEL GRAUBARD, once her boyfriend.

Like most St. Augustinians, I was snookered into believing BURK, GARDNER and other Commissioners were reformers. In fact, I naively believed that every single one of the current Commissioners was a reformer, as each portrayed themselves in running for office.

Now I know there’s a big, bad political machine run by a wicked Republican man named WILLIAM B. HARRISS, our City Manager, whose idea of a good time is discriminating against African-Americans and Gays, violating the First Amendment and putting 35,000 cubic yards of solid waste into our Old City Reservoir.

Whether its speeding trucks on Leonardi Street or illegal dumping, BURK rolls her eyes and smirks whenever citizens share their concerns.

She’s a secure vote for HARRISS.

Now HARRISS’ machine has two candidates running for BURK’s seat – Dan Sullivan (Chair of the Parking Committee responsible for the White Elephant Parking Garage) and Leeana Freeman, (BURK’s law partner, whose already making anxious promises of conscious parallelism and congruency on everything BURK did)(see below).

Now HARRISS’ political machine has thoughtfully devised a race between two machine candidates for BURK’s seat. How devilishly clever.

You get to vote for tweedle-dee or tweedle-dum.

Tweedle-dum Sullivan brought you the $22 million White Elephant Parking Garage. Tweedle-dum Sullivan promises business as usual.

Tweedle-dee Freeeman was Chairman of the Planning and Zoning Board (like Commissioners GARDNER, CRICHLOW and Mayor BOLES). Last year, when people spoke out against the Fish Island Marina, Tweedle-dee Freeman actually defended the noxious practice of allowing speculators to have the last word – it’s “rebuttal,” she said, “like in court.” Of course, “in court,” there is also “surrebuttal,” which Freeman arrogantly refused to recognize. Like BURK, Freeman’s court experience is largely limited to divorce cases.

Like Tweedle-dummer Sullivan, Tweedle-dee Leeana Freeman actually promises Business as Usual. She doesn’t want to change a thing.

So who will save our City from more Philistinism from its gold-plated $50,000,000 City Hall budget, greedy speculators and more environmental crimes and more environmental racism?

Definitely not Tweedle-dum Sullivan and Tweedle-dee Freeman.

So who will save our City?

Stay tuned.

Freeman, Sullivan seek St. Augustine City Commission seat

Freeman, Sullivan seek St. Augustine City Commission seat



By KATI BEXLEY
kati.bexley@staugustinerecord.com
Publication Date: 03/14/08

City Commissioner Susan Burk will not seek re-election and instead endorsed her law partner for the position.

Leanna Freeman, 37, announced she will vie for St. Augustine City Commission seat 2 that Burk now holds. Burk, who had previously said she would run again, will step down after 12 years on the board.

"I didn't feel I could leave until I found someone I was comfortable with replacing me," said Burk. "I felt I had to be up there to say things that other people wouldn't say. ... (Leanna) will do that. We share the same vision for the city."

Freeman, 37, will now battle candidate Dan Sullivan for the seat.

Burk and Freeman have been law partners for nearly 11 years.

Freeman has gained respect while serving five years on the city's Planning and Zoning Board, including when she was chairwoman from 2006-2007.

She oversaw issues such as Fish Island Development's request to build a massive dock south of the Mickler O'Connell Bridge (S.R. 312). The project was denied and is now in litigation, but Circuit Judge Michael Traynor ruled that PZB's denial was legally sound.

"I believe my experience on the PZB and understanding of the legal process makes me the right person for this," Freeman said.

She grew up in Lincolnville and has lived in St. Augustine. Her two young children also attend school in the city, and her husband owns a business on St. George Street.

"I have a vested interest in the city," she said. "I don't want to change the face of our city; that's not my goal. I want to protect (it)."

Sullivan, who is retired, feels the job calls for someone who can dedicate more time.

"I just don't think we can afford to have a part-time commissioner," he said. "I'm in it for the long haul."

Sullivan has been chairman of the city's Parking and Traffic Committee for five years.

Although Burk will no longer be a commissioner, she said she will stay involved with City Hall.

"I will miss not having a vote," she said. "That will drive me crazy."

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Editorial: Run government like a business

Editorial: Run government like a business



Publication Date: 03/14/08

Ahhhh! Imagine the luxury of a bottled water station right in your office. No need to share the chrome public water fountain down the hall with others and their germs, or to lug a little cooler from home with a liter or two. How sweet it is!

Well, it was.

Removing bottled water stations from St. Johns County government buildings comes as the county tightens up its operating expenses. Faced with more revenue declines as property tax reform takes hold, County Administrator Michael Wanchick removed the bottled water; approximately a $60,000 annual contract.

It may look like a small step but it's the beginning of a new way to do business. When the state cuts, local governments must cut, too. At the heart of the reduction is property tax reform the result of a public outcry against the past decade of rising costs of government.

So far, county government's revenue slash is a total of $31 million through cuts made this year and the year after. While there are some state forecasts that the gloomy picture will start a turnaround in a year or two, there's still the potential for another $17 million reduction locally in three years. All this is in the name of property tax relief.

The centerpiece is the 2008 constitutional amendment, known on the ballot as Amendment One. It was approved by 64 percent of Florida's voters last January. Is that a mandate to cut more or what?

Clearly Wanchick, who came from Texas last summer to become county administrator, has a strong resolve and the support to do so. Working with Doug Timms, the county's director of the Office of Management & Budget, and the County Commission, cost-savings initiatives are under way. County employees have been asked for their advice. On Saturday, The Record will partner with the county to involve you, the taxpayers, in the process.

We expect our local governments to trim the fat, delay some anticipated expenses and plans and even some new hires. Businesses and households cut back, why not government?

A leaner county government is the goal. But to accomplish this, more than bottled water contracts are on the line. We expect the people who spend our tax dollars to be thrifty. Hence, private businesses, who have had long-term contracts with county government, cannot assume they will roll over into a new year next October as they have done.

The county should have been doing this kind of scrutiny all along. Long-term suppliers should not assume government contracts are permanent. County Administrator Wanchick assures us this review sets the tone for the future, budget crisis or not.

St. Johns County's $706-million operation must run like a business in good times and in those not so good. As taxpayers, we should demand no less.

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Hastings de-chartering effort revelatory about abuses of power by government

Government is instituted by the just consent of the governed.

Thomas Jefferson said we are free to alter or abolish governments if they are unresponsive.

First Hastings' government is guilty of being in the thrall of soeculators like ROBERT MICHAEL GRAUBARD, who were charged no impact fees and asked for nothing in exchange for a racially discriminatory annexation that violated the Fifteenth Amendment and Voting Rights Act, threatening to dilute minority voting strength in a majority African-American town.

Then Hastings' government increased water bills by 30% (instead of looking to speculators to pay their fare share of new capacity, as I suggested to the Town Council in 2005).

Now Hastings' government may be abolished.

An ancient Chinese curse says, "may you live in interesting times."

Hastings and St. Johns County are living in "interesting times," wrougt by greedy, wetland-killing, tree-killing, uglifying "developers" spending the money of gullible investors, including people from China, India, Australia, South Korea and Canada, to name a few.

What if governments folded because of lack of interest and popular support?

What if those who have enabled ROBERT MICHAEl GRAUBARD and other alleged fraudfeasors were defeated and faced indictments?

What if St. Augustine's city government were de-chartered due to waste, fraud, abuse, misfeasance, malfeasance, nonfeasance, flummery and dupery?


Respect is earned. As Anastasia Mosquito Control Commission Chairwoman Jeanne Moeller said last year, most people "don't trust [our] government."

As Senator Gary W. Hart put it best, "you won't get the government off your backs until you get your hands out of its pocket."

To dull Republican billionaires who see government as a mining operation, giving them subsidies for their disreputable lifestyles of the rich and aimless, we've got news for you. The gravy train is at an end.

The people in their righteous wrath are outraged at government as a polluter, as shown by the City of St. Augustine's Philistinism in secretly dumping solid waste in the Old City Reservoir while doing nothing about a Living Wage or other protections for Ripley's Believe it Or Not! Museum and Tour Train employees whose pay and benefits were slashed by a Canadian billionaire.

Stinky St. Augustine officials need to be replaced with competent, compassionate, honest officials. Otherwise, will our Nation's Oldest City of St. Augustine be next to face de-chartering?

And what if the Pentagon had to hold bake sales to buy nuclear weapons?

What do you reckon?

Hastings De-chartering on hold

By MARCIA LANE
marcia.lane@staugustine.com
Publication Date: 03/11/08

HASTINGS Hastings elected officials listened to proposals to de-charter their town but didn't take any action to make it happen at their Town Commission meeting Monday.

"We can't keep surviving like this. What's happening to Hastings?" asked Jane Rogero, an area resident whose mother lives in the small southwest farming community.

She answered her question, saying that commissioners had quit caring about the citizens, and citizens had quit caring about what the commission did.

That drew protests from Mayor Tom Ward and Commissioner Jeannette Bradley, both saying they cared about Hastings and its people.

The de-charter proposal was sparked by a vote by the commission in January to approve a 30 percent in hike in the town's water rate. Commissioners said it was necessary in order to pay off bonds and to keep the town from going broke.

"I can't believe we got so broke," Rogero said. "We need to come up with a better plan; we need to come up with some changes."

Businessman Johnny Barnes told commissioners that the needed change was to get rid of the town.

"Do I have solutions for all these issues?" Barnes asked. "I'm asking this commission to put a referendum on the ballot and let the people vote."

Barnes and Ward ended up in a heated exchange.

Barnes wanted the commission to go ahead and put the issue on the November ballot. After that, he said, there would be plenty of time to hold meetings and discussions before the vote.

Ward said information and town meetings need to be held before anything goes on the ballot.

"I have been trying to do some research. Nobody's got any numbers," Ward said.

County Commissioner Ron Sanchez was in the audience and said the county was not there to get involved in the business of Hastings.

"I can't offer any suggestions (as to whether) the county could do anything cheaper with water and sewer," Sanchez said.

"You're trying to catch up on things that should have been done," Sanchez said, adding that was the same situation he faced in his first year on the county board.

Several citizens spoke during the public hearing section, raising questions about what costs might come up if the county took over and asking for more information and discussion about the dechartering proposal.

Ward said he was putting together a committee to research the issue.

"This can't go away until we've got some numbers we can understand," he said.

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Guest Column: State Democratic party should pay for new primary

Guest Column: State Democratic party should pay for new primary



By William C. McCormick
St. Augustine
Publication Date: 03/11/08

The Florida Democratic Party must move forward quickly to assure that Florida voters are not disenfranchised from the presidential nomination process.

Florida taxpayers should not have to pay for another democratic primary and Democratic National Committee leaders say the national party will not help pay for a second Florida primary.

Therefore the FDP should pay the cost of a second primary, even if initially it has to go into debt to do so. Actually, in the long run with the right strategy, the FDP could end up significantly improving its long-range financial situation.

American voters know that financial support within each political party flows upward, not downward. I send money to national committees representing the senate, the congress and the party, as well as the national candidates, and they are constantly requesting more financial support. Then they decide where and how that money is spent.

Florida contributors including all large and small donors as well any special interest groups should direct their donations to the Florida Democratic Party.

Also, when our eventual presidential nominee comes to Florida we should welcome him/her to rallies, but not to fundraisers, unless most of the funds go the Florida Democratic Party.

In this era of political change, it's time the state parties start providing more support to their nominees who don't head the ticket.

We all know that those states where the presidential nominee is not expected to win, receive little or no campaign funds from the national party.

Perhaps the real impact of Florida in this year's election, with the unintentional assistance of the DNC, will be to reassess the way we the voters direct our campaign contributions and therefore change who determines the allocation of those donations.

If so, I believe we will have begun a campaign funding movement that other state parties will follow.

n

William C. McCormick is the Democratic state committeeman for St. Johns County, but the views expressed are solely his own.

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The Unwelcome Wagon Strikes Again--Visitors Are Bieng Hit WIth $15 Fines When They Don't See Maniacal Newfangled Parking Meter Machine

Another ROBERT MICHAEL GRAUBARD Project Bites the Dust

See below.

Vilano town center on hold

Vilano town center on hold



By PETER GUINTA
peter.guinta@staugustine.com
Publication Date: 03/08/08

Redevelopment of Vilano Beach's Town Center has stopped because the state's collapsed real estate market has essentially frozen commercial lending and dropped property values.

St. Johns County will now be forced to make the monthly payments on a $12.2 million sales tax bond it had issued to cover the cost of Vilano Beach infrastructure. Those projects included drainage improvements, new roads and underground utility lines.

Elaine Dilbeck, past president of the North Shore Improvement Association, said the purpose of the infrastructure improvements were to bring people to Vilano Beach as a destination.

"(But) I noted that there were no workers out there (Thursday or Friday)," she said. "We're going to get the Publix, we just don't know when."

Dilbeck said the redevelopment movement in Vilano Beach began in 1995, when the rickety wooden bridge from the mainland was torn down and the arching, concrete-and-steel Francis and Mary Usina Bridge completed.

"We decided we were going to do something, because we had lost traffic and were going to lose businesses," she said. "We wanted to have that small town flavor but still draw people. You can see the sun rise and set on the same block. That's why we have two gazebos. Vilano has a laid back, romantic Florida style."

One of the original selling points of the downtown redevelopment was the promise of a Publix. Residents had to drive to St. Augustine or Ponte Vedra to do grocery shopping.

Vivian Browning, also a past president of the Improvement Association and still a board member, said she expected it to take about 18 months to build a Publix, 36 condominiums and an underground parking garage. Also planned is 30,000 square feet of boutique stores, which would feature an ice cream parlor or places selling beach wear, for example.

"We're a mirror of the rest of the state and nation," Browning said. "It's just going to take a little longer to pull things together with this economy. We've gotten the infrastructure done. The rest can evolve in parts." County Commission Chairman Tom Manuel said Friday that the county is examining all the Community Redevelopment Agencies to see what the board's total liability is concerning revenue bonds. Other CRAs, such as the one in West Augustine, have also issued bonds backed by sales taxes.

Those figures won't be out for a week or so, Manuel said.

"I need (these CRAs) to work. The county and the public need them to work," he said.

County figures indicate that in January, Vilano's CRA returned $357,260 in 2007 tax dollars toward the bond payments. This was lower than the estimated $400,000 that was returned in January 2007, the figures show.

Browning said the market is the worst she's ever seen in 30 years of selling real estate.

"Some of the will to buy (property) is gone," she said. "We're hoping our revitalized downtown will bring buyers because of the changes. There are more than a dozen business on Vilano Road now. We're having the business owners clean up, fix up and remove old signs. We want to be spiffed out for our summer season. We'll be in good shape and have a viable commercial area."

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HASTINGS' lawyer's name is GEOFFREY DOBSON (see below) and Hastings is bieng ruined by speculators

In 2005, Hastings annexed a large tract of land at the behest of speculator ROBERT MICHAEL GRAUBARD and his minions, who were not asked to contribute one red cent of funding for a water treatment plant or other infrastructure. Now Hastings may cease to exist (see below). The lawyer for Hastings is GEOFFREY DOBSON, not Jeff Dobbs (sic).
The lawyer for Hastings during the annexations was DOBSON's partner, RONALD BROWN, who is now St. Augustine's City Attorney.
DOBSON & BROWN represented every government entity in St. Johns County, plus developers. DOBSON told me he's represented Pierre Thompson for over 30 years, which would embrace the period when DOBSON was St. Augustine City Attorney and his Pelican Reef project was approved in local marshes.
THOMPSON's real estate company recently pled guilty to molesting a bald eagle nest tree on October 8, 2001.
Waiting in the wings like a raptor is St. Johns County Commission Chairman Tom Manuel, who wants to monopolize local governments in the hands of the county, taking away the rights of people in Hastings, St. Augustine, St. Augustine Beach to self-government, while taking over special taxing distrits (Airport & Mosquito Control).
Ironic.
When Hastings annexed (unwisely and in violation of the Fifteenth Amendment and Voting Rights Act), Commissioner Karen Stern was in the audience, rootig on those who would dilute minority voting strength in a majority African American community.
Now we have the County Commission Chairman, Tom Manuel, rooting to takeover Hastings.
These Republicans have a plan -- continue their political machine by hostile takeover of other government entities.
My mother always said "Republicans never steal anything small."

High water bills spark effort to unincorporate Hastings

High water bills spark effort to unincorporate Hastings



By MARCIA LANE
marcia.lane@staugustine.com
Publication Date: 03/10/08

A proposal to unincorporate Hastings will be back before the Hastings Town Commission tonight.

Local restaurant owner Johnny Barnes threw out the suggestion at last month's meeting, in part because of a 30 percent hike in water bills for Hastings' residents.

"That's really the only service the city provides. We would be better off having the county. They already police the streets and provide fire service," Barnes said.

The new hike has sent his water bill up at the restaurant he opened a couple of years ago, but he says his real concern is for those on fixed incomes.

"What are all the little old ladies supposed to do? They only have so much money coming in, and now they have to give more of it to the water department," Barnes said.

Mayor Tom Ward says he's willing to talk, but he doesn't see the need to shut down the town government.

He thinks it's unlikely Hastings commissioners will agree to disenfranchise the town.

"We needed to raise the rates," Ward said. "We weren't generating enough money."

Either commissioners must vote to unincorporate the town or those in favor of the move must collect enough signatures to put the issue on a ballot and let the town's voters decide.

It's the rate hike that has sparked the discussion.

Town Manager Shelby Jack said the increase, which was passed on an emergency basis at a January meeting, was done with the approval of town attorney Jeff Dobbs.

"It's in two parts; 15 percent now and another 15 percent in October," Jack said.

Water and sewer have been major points of discussion at town meetings for more than two years. Hastings found itself with no additional hookups available for people wanting to build. There were ongoing problems determining who had unused hookups and whether or not they were being paid for. Commissioners have gradually worked out the issues.

Increasing revenue through increased rates has been a recommendation from the USDA Rural Development, which holds the bonds used to expand the water plant facility.

Town officials say it has been almost eight years since the rates were raised. They argue if the rates had been raised 3 percent each year, it wouldn't have been necessary for the 30 percent increase.

Officials say the town provides more than just water. It also is responsible for a sewer system, street lights, street repair, paving, stormwater and recreation. While the state Department of Transportation handled the widening of State Road 207, the town has been working to repair streets in less-traveled areas within town.

Commissioners have talked about cost-cutting methods including renegotiating contracts with employees. Grants continue to be a major means of funds for the town of about 600.

St. Johns County Board of Commissioners Chairman Tom Manuel says the county would be happy to take in Hastings and believes the town could still keep its identity.

Manuel says the county's utility department has estimated the cost of water in Hastings is about twice what county residents pay.

"If we took in Hastings, it would continue to have a separate identity. That's the case in Ponte Vedra and other areas. Hastings has a long history, and we wouldn't want to see that lost," Manuel said.

Barnes says Hastings isn't the town it once was and that the town government is "just one more layer of bureaucracy."

Barnes, who grew up in Hastings, had lived elsewhere before eventually deciding to return and open a restaurant. Johnny's Kitchen has become a popular eating place, and Barnes holds numerous fundraisers for the library in Hastings.

He's also been a supporter of Hope House, a licensed establishment that takes in boys in need of a home.

He remembers the days when Hastings was a bustling town with grocery stores, pharmacy, two auto dealerships and a ladies' dress shop.

"There's not a Hastings anymore," Barnes said, pointing toward the Main Street where there are a number of empty buildings.

Ward said Barnes went off and now has come back.

"He hasn't been here trying to solve the problems," he said.

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Builders Council Hypocrisy on Negligent Construction?

Builders Council political campaigns wrought Karen Stern, Bruce Maguire and James Bryant, St. Johns County Commissioners who let ticky-tacky homes be built where landraping, tree-killing, wetland-destroying speculators had their way with our beautiful county.
They can't stand government regulation that would protect the public.
Edward Paucek's letter (below) is in sharp contrast to his sharp tactics in one case, where leaky blue tarps destroyed a home moved from the airport and Paucek et al. paid $20,000 in an out-of-court settlement. Notice how Paucek (below) addresses the current scandalous $25,000 limit on DBPR recovery from builders.
Edward Paucek and his Builders Council bear watching -- sousveillance, so to speak, as the NY Times Magazine put it in December 2006 -- people must watch their governments and those like Paucek and the Builders Council who presume to dictate public policy.
See below.

Column: Check contractor before entering building contract

Column: Check contractor before entering building contract



Edward Paucek
Publication Date: 03/09/08

It saddened me greatly to read "Revoke Florida's Mechanics Lien Law" in the Letters to the Editor on Feb. 20. It was about the financial nightmare of a neighbor of the writer and the unwarranted burden and stress caused by a contractor who did not finish the project or pay his subcontractors. Liens were filed against the homeowner's property. The owner had to pay them plus legal fees and had to complete the improvements already paid for to the contractor thus incurring additional costs, interest and delaying the project.

I'm not sure the writer's suggestion of bonding all construction would be the answer. That would put another layer of cost for insurance bonding which ultimately is borne by the owner.

The banking and insurance industries have substantial clout in the Legislature and have massaged our laws with various degrees of success, not necessarily in the consumer's best interest.

However, before the advent of the current lien laws the situation was 10 times worse.

When a contractor pays his or her state licensing fees they contribute to a state recovery fund. A property owner can petition the Department of Professional Regulation (DBPR) to file a complaint.

If a contractor is found negligent, recovery to the injured property owner will be awarded. Unfortunately the maximum amount is capped at $25,000. This amount should be increased. We have asked the DPBR to work on an increase.

I wish that we had a better system to ensure that unscrupulous contractors could be eliminated from our ranks as they hurt our livelihood and give our industry a black eye.

We at the St. Johns Builders Council face these issues every day and try hard to stand a cut above the fray. Our contractors and subcontractors (associates members) hold ourselves accountable to the public and encourage anyone who is building to contact us for references. We are your local folks.

Any substantive improvement to or new construction on all property requires a building permit.

A "Notice of Commencement" signed by the property owner notarized and recorded in the public records must be completed prior to the first inspection.

This ensures all parties that they know who the owner is and if they do any improvement to the property they have 45 days from the date they commence work to send a "Notice to Owner" to the property owner.

If they do not, the owner is not held responsible for the debt. If they do, the owner has a responsibility to obtain a release from the subcontractor.

If your contractor does not give the owner this document, it's a big red flag. Don't pay. Get the facts and make sure the subcontractor or supplier is paid.

Financial responsibility begins at home. We must work with what we have. The old adage of "Trust but Verify" still makes the most sense.

Improving your home or building anew is a serious business. If you have financing, request your lender become more involved in this process. You may incur an additional management cost but its well worth it. Your lender then has more financial culpability.

If you are paying cash to make your improvements, use a title company to disburse your money to the contractor, subcontractors or suppliers.

All reputable contractors will welcome being paid by this third party. If they object, you don't want them.

There are many other ways we can help you safely build or improve your home. We urge everyone to contact our offices or the St. Johns County Building Department for help.

Building your home or adding to it is a serious undertaking but with a little homework it should be a wholesome and rewarding experience.

Edward Paucek is chairman of the St. Johns Builders Council.

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