Wednesday, March 27, 2024

Florida Condo Sales and Prices Fall Due to Insurance, Association Costs, Redfin Says (Insurance Journal, March 18, 2024)

 Climate change, ocean level rise and high prices for insurance in an oligopolistic market are root causes.  Naturally, the insurance industry continues to spew propaganda.  NPR continues to feature insurance industry PR reps, as recently as last Friday, March 22, when the statewide Florida NPR weekly news program had only an insurance flak speak on insurance, just as our local NPR affiliate, WJCT, has done in the past.  Wonder why?  From Insurance Journal:


Florida Condo Sales and Prices Fall Due to Insurance, Association Costs, Redfin Says 

Insurance Journal, March 18, 2024

Condominium sales and prices in Miami, Jacksonville and Tampa and other parts of Florida have dropped over the past year, largely due to the soaring cost of property insurance and association fees, according to Redfin, a U.S. real estate and tracking service.

“The average cost of homeowners insurance across Florida increased by about 40% in 2023 alone, according to reports, and homeowners association (HOA) fees are multiplying for many condo buildings,” the Redfin report said. “In addition to slowing demand, the rising cost of insurance and fees are pushing prices down.”

The report is not surprising to insurance brokers and agents, who have seen some condominium associations’ property and liability insurance premiums quadruple, while policy limits have been slashed in Florida’s still-distressed market.

Legislation that would help to some degree, by allowing surplus lines to cover more condo associations, is still pending in the Florida Legislature. Senate Bill 1716 and SB 1503 were approved by second Senate committees in February. An effort to allow the state-backed Citizens Property Insurance Corp. to insure condo buildings with rental units has faced opposition from Citizens and has been left out of bills.

Another bill, creating a pilot program to provide wind-mitigation grants for condominiums, appears to be headed for passage this year, but it would apply only to buildings that are three stories or less.

Redfin’s data show that Florida condo prices and sales have fallen while prices have risen by 8.4%, on average, for the United States overall, from January 2023 to January 2024.

In Jacksonville, Florida, the recent median sale price for a condo was $254,000, a 6.5% drop from the previous year. Condo sales in Jacksonville showed the biggest drop for major Florida metro areas, falling more than 27% from the previous year, Redfin noted.

In Miami, the median price dropped 2.5% and sales fell 8.7%. The Orlando area saw prices drop 4.8% but sales rose by more than 6%. In Tampa, the median price declined by just 1% but sales slipped by 4.4%, the report noted.

Tuesday, March 26, 2024

ANNALS OF DeSANTISTAN: Florida’s rule against updating gender on driver’s licenses may violate federal law. (WLRN)

RONALD DION DeSANTIS reminds me of the late Nixon Secretary of State Heinz "Henry" Kissinger once said, "the illegal we do immediately, the unconstitutional takes a little longer."  From WLRN:



Florida’s rule against updating gender on driver’s licenses may violate federal law

Originally published by The 19th

In Florida, transgender people can no longer update their driver’s license with their correct gender, according to a memo shared by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) in January. Although the rule does not apply to Floridians who have already updated their licenses, and should not affect first-time applicants, it still puts trans people at risk of discrimination in everyday interactions.

Multiple Democrats in Congress, as well as the LGBTQ+ advocacy group Equality Florida and several legal experts, believe that the highway safety department rule likely takes Florida out of compliance with the Real ID Act — a federal law that will be enforced in 2025. But there’s currently no sign that the federal government agrees.

The Real ID Act, passed in the wake of the September 11 terrorist attacks, aims to make identity documents “consistent and secure” by setting shared security standards for licenses in all states. After May 2025, all state driver licenses will need to be Real ID compliant, and Americans will need a Real ID license to board domestic flights.

Among the requirements of the Real ID Act are that states include a person’s gender on each driver’s license.

The FLHSMV states that their new rule is in compliance with the Real ID Act. But the agency is defining gender as “biological sex,” which many states have tried to do in order to stop legally recognizing trans people in public life. That interpretation is not specified or sought in the Real ID Act.

READ MORE: Politifact FL: What Florida’s driver’s license policy change means for transgender people

“We do include gender on the credential as required by the Real ID Act,” FLHSMV communications director Molly Best said over email.

Florida’s policy ignores the complicated reality on the ground, said Cathryn Oakley, senior director of legal policy at the Human Rights Campaign. She expects that it will be a challenge for Florida to issue Real IDs under the state’s new policy.

Florida has been issuing Real IDs since 2010 — and receiving one requires bringing documentation to the DMV such as a passport and a Social Security card. These documents, beholden to federal rules that allow gender marker changes, may reflect a gender identity that Florida has now elected to ignore when it issues replacement licenses.

“If Florida is insisting on only giving out identification that is misgendering someone, those documents that are reflecting their correct gender are going to be in conflict and will hold up the process,” Oakley said. “They’re going to be relying on documents that have a different gender identity on them, potentially.”

In February, Rep. Maxwell Frost and seven other Florida Democrats asked Homeland Security Secretary Alejandro Mayorkas to take action in response to Florida’s new policy. Frost and his colleagues pointed out that the directive equates gender to mean sex — and said that such a provision would create confusion and inconsistency that would hamper Americans’ ability to travel.

“Forcing Floridians to carry driver licenses that may not correspond to their gender is in direct conflict with the stated purpose of the Real ID Act,” Frost and his colleagues wrote in their letter.

The policy will lead to potentially dangerous situations where an individual’s Florida driver’s license and federal documents, like a passport, list two different genders, the representatives argued — which could lead to unnecessary detentions and unlawful stops. They urged the agency to pursue rulemaking under the Real ID Act to require that one’s gender or sex marker on a driver’s license match their gender on federal identification documents.

The Department of Homeland Security did not respond to requests for comment on Florida’s policy or whether the agency plans to take action. Frost’s office also did not respond.

Equating gender to “biological sex,” or sex assigned at birth, has long been a staple of anti-trans legislation across the country. Within the past two years, conservative lawmakers have used that logic to push more extreme policies that would exclude transgender people from updating driver’s licenses and accessing public restrooms.

Florida’s policy is defining gender differently than the federal government does — which is what likely puts it out of compliance with the Real ID Act.

“They’re not wrong, necessarily, in saying that they are collecting gender, because they are,” said Simone Chriss, attorney with the Southern Legal Counsel in Florida and director of the organization’s transgender rights initiative. The FLHSMV memo published in January uses the word gender, she said, but the problem is that the agency has redefined gender to mean sex assigned at birth — which is inconsistent with other identification documents, including passports and other federal documents.

“I think it’s likely that it is violating the Real ID Act, but I don’t know what elements are required to prove that,” she said. Outside of the Biden administration telling Florida that they’re out of compliance, she’s not sure what else could be done to hold the state accountable.

Multiple Biden administration officials agreed on background that challenging the policy in court would be a promising course of action. None, however, indicated that the administration had plans to do so.

When asked, Department of Justice spokesperson Aryele Bradford replied, “We are declining comment.” The White House did not respond to multiple requests to comment on this story.

Oakley believes that the Florida policy and the federal government’s requirements under Real ID are on a collision course — and that at some point, someone in Florida will be denied a Real ID license that accurately reflects their gender identity.

“At that time, I would expect that litigation might be an excellent option and an enforcement action by the administration might be necessary at that point as well,” she said. “But as far as I know, that situation has not yet occurred.”

President Biden, who has achieved a number of substantial policies to undo former President Trump’s anti-LGBTQ+ agenda, has also overseen a country that has grown increasingly hostile to transgender Americans, many of whom have begged him to use his platform and power to combat violence against them.

Before taking office, he vowed to pass sweeping LGBTQ+ anti discrimination protections in the form of the Equality Act, first introduced to Congress 50 years ago. He re-upped that call during his 2024 State of the Union address and reaffirmed support for transgender Americans.

Sasha Buchert, director of the nonbinary and transgender rights project at Lambda Legal, said her organization appreciates that inclusion in the president's address and added: “It remains imperative that this administration continue to translate those values into executive action."

Carlos Guillermo Smith, a former state lawmaker who is now senior policy advisor to Equality Florida, said the organization supports Rep. Frost’s effort to ask DHS to issue rules requiring states to be in alignment with federal policy.

Florida’s rule, he said, “blocks transgender Floridians from obtaining accurate state-issued identification, so that it's obviously denying their legal existence, but it also is out of compliance with the mission and spirit of the REAL ID Act, which is to make identity documents more consistent and secure.”

However, not all LGBTQ+ advocacy groups agree on whether Florida’s new license policy takes the state out of compliance with the Real ID Act — and if the Biden administration should take action on it.

“Whether termed as ‘sex’ or ‘gender’ or otherwise, the Real ID Act grants states wide discretion to establish their own guidelines for defining gender,” said Olivia Hunt, policy director of the National Center for Transgender Equality (NCTE), in a statement.

If the DHS were to require states to define gender in a specific way under the Real ID Act — a lengthy rulemaking process that would carry on beyond the necessary congressional deadline — that rule may have unintended consequences, she said.

Such a rule would potentially leave transgender people in non-compliant states unable to use their state IDs for airport travel and access to federal buildings after the May 2025 deadline, Hunt said. The NCTE advises trans people in states that don’t permit gender marker corrections on state IDs to obtain a passport instead, she said, since a passport is “a REAL-ID-compliant document.”

Florida’s policy may also be at odds with the Supreme Court’s 2020 ruling in Bostock v. Clayton County, the work discrimination case in which the court found gender identity to be a protected class of sex. As a result of Bostock, people in all states can seek legal recourse for employment discrimination based on sexual orientation and gender identity.

In Bostock, the Supreme Court found that discrimination against trans people is inherently sex discrimination, Chriss said — and refusing to allow transgender people to amend their gender marker is an example of that discrimination. Such a policy punishes people for failing to comply with sex stereotypes, she said.

“This draconian definition of sex that the state of Florida and others have come up with is at odds with Bostock, in that it literally redefines sex in a way that excludes transgender people and nonbinary people and intersex people,” she said.

Oakley sees a different problem. To her, the Bostock decision is not binding on the state of Florida in terms of making a determination about gender markers on driver’s licenses — but Florida appears to have differing interpretations of sex across various state laws. The state explicitly interprets existing protections against discrimination based on sex to include both sexual orientation and gender identity, according to the Movement Advancement Project, which tracks LGBTQ+ policy.

“The logic of ‘What do we think sex should be defined as, or is defined as?’ — those two things are in conflict here,” she said.

The Southern Legal Counsel in Florida is currently exploring options for a lawsuit against Florida’s driver’s license policy, Chriss said.

“It’s safe to say we will be challenging it. It’s just a matter of when and on what basis,” she said.


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Monday, March 25, 2024

Records confirm Trump’s mother-in-law came to U.S. through process he derided. (WaPo)

TRUMP wanted to abolish "chain migration" for immigrants parents, which would have barred his own in-laws from immigrating.  "Hypocrisy is the tribute that vice pays to virtue." 

L’hypocrisie est un hommage que le vice rend à la vertu.]


Records confirm Trump’s mother-in-law came to U.S. through process he derided

March 25, 2024 at 7:58 p.m. EDT
Amalija Knavs and Viktor Knavs, Melania Trump's parents, return to the White House from Bedminster, N.J., on June 11, 2017. (Jabin Botsford/The Washington Post)
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Melania Trump sponsored her mother to immigrate to the United States through a family-based process that former president Donald Trumpaggressively sought to end, according to federal immigration records released Monday.

The records detail for the first time the full path that the former first lady’s mother, Amalija Knavs, followed from Slovenia to the United States — and how the Trump administration’s policies would have made that far more difficult for others. Knavs died in January at age 78.

Trump is the likely Republican candidate for president in the 2024 race against President Biden, a Democrat. The Trump campaign declined to comment through a spokeswoman.

Melania Trump used a legal pathway that her husband and his top advisers had repeatedly disparaged as “chain migration,” the right of U.S. citizens to bring their parents to the United States.

Federal law since 1965 has said U.S. citizens may apply to bring minor children and parents to join them in the United States without having to wait a long time for a visa. Citizens may sponsor siblings and adult children, but they typically wait longer for visas.

During his presidency, Trump endorsed a bill called the RAISE Act that would have limited priority sponsorship to the spouses and minor children of U.S. citizens, taking parents off the fast-track list.

“The Democrats have been told, and fully understand, that there can be no DACA without the desperately needed WALL at the Southern Border and an END to the horrible Chain Migration & ridiculous Lottery System of Immigration etc.,” Trump tweeted on Dec. 29, 2017. “We must protect our Country at all cost!”

Trump favored implementing a Canadian-style point-based merit system to prioritize skilled workers, which also could have affected Knavs.

On her 2009 immigrant visa application, Knavs said she graduated from high school in 1964 and attended the College for Fashion Design in Slovenia until 1966, though it did not say if she obtained a diploma. She married in 1967.

By the time Knavs applied for an immigrant visa, records show she was fluent in Slovenian but “learning English.” Her citizenship application says she retired in 1998.

Michael Wildes, Knavs’s immigration lawyer, declined to comment on her immigration file in a telephone interview Monday, saying such records are typically confidential. The Washington Post requested the records from the Department of Homeland Security after Knavs’s death, when privacy protections are diminished.

The 165-page immigration file released Monday is heavily redacted in some parts, but it confirms that Knavs was sponsored by an adult child for a green card, and it lists the financial sponsor of the parent as “Melania Trump.”

Wildes, a Democrat, praised family-based immigration as part of a long tradition in the United States and called Trump’s criticism of that system “some of the silly politics of the day.”

He said the Knavses “reveled in becoming citizens in this country,” and that Melania Trump wanted to ensure that her parents were “taken care of” and that they could travel freely to the United States to care for the Trumps’ son, Barron.

Wildes has said that Melania Trump arrived in the United States from Slovenia in 1996 for modeling work and obtained a green card around 2001 based on her “extraordinary ability” as a model.

Records show that Knavs was a regular visitor to the United States after her daughter moved to this country and became a permanent resident.

Melania Trump married Donald Trump in 2005 and had their son the following year. She said she also became a citizen in 2006.

She applied to sponsor her mother for legal permanent residency, known as a green card, in 2008, the records show, and signed an affidavit the following year pledging to support her mother financially.

Knavs became a legal permanent resident, one step before U.S. citizenship, on March 16, 2010.

Green-card holders may apply for U.S. citizenship after five years. But records show Knavs waited longer.

She applied in August 2017, a few months after Trump took office and as he was criticizing “chain migration.”

In May 2018, Knavs appeared in New York for an interview and citizenship test, which involves questions in English and a test on U.S. civics. She correctly answered questions such as the name of the U.S. national anthem (“The Star-Spangled Banner”) and the ocean on the west coast of the United States (Pacific).

Asked “What is the ‘rule of law?’” she gave no answer.

Wildes has said the family received no special treatment. Records show Knavs filled out a citizenship application, answering questions about whether she was associated with the Communist Party (no) and whether she would bear arms to defend the United States (yes). She paid the $725 application fee and said she was living at the time in Trump Tower in New York.

Knavs took the oath of citizenship with her husband Viktor — whose immigration records are not public — on Aug. 9, 2018, in New York, shortly after one of the worst debacles of Trump’s presidency, when his administration separated migrant parents from their children at the southern border without a plan to reunite them.

Melania Trump garnered attention in June 2018 for visiting a children’s shelter on the border wearing a green jacket with the words on the back, “I really don’t care, do u?”

Wildes had earlier confirmed that Viktor and Amalija Knavs, as well as their other daughter, Ines, who is Barron’s godmother, came to the United States legally with Melania Trump’s help, according to “The Art of Her Deal,” a biography of Melania Trump by Post reporter Mary Jordan.


Maria Sacchetti covers immigration for the Washington Post, including U.S. Immigration and Customs Enforcement and the court system. She previously reported for the Boston Globe, where her work led to the release of several immigrants from jail. She lived for several years in Latin America and is fluent in Spanish. Twitter

Marco Rubio declares war on ‘woke’ flags. (A.G. Gancarski, Florida Politics, March 21, 2024)

Image may contain Marco Rubio Donald Trump Accessories Formal Wear Tie Clothing Hat People Person and Adult
Donald Trump appears at a rally with Marco Rubio in Miami in November 2022.JOE RAEDLE/GETTY IMAGES


Florida's senior U.S. Senator MARCO ANTONIO RUBIO (R) a/k/a "Little Marco" to DJT, was reportedly arrested in a crime plagued Miami park after dark  on May 23, 1990, five days before his nineteenth birthday,  but records disappeared.  Miami New Times and The Washington Post Local newspapers have reported it, and some speculated the arrest  may have been for drug use or sale, or for public hustler sex.  But as Pope Francis would say, "who am I to judge?"   But when it comes to RUBIO's histrionic hissy fit concerning Rainbow flags, I pronounce him hubristic, histrionic, impudent, intolerant and impotent -- is this why ""Little Marco" ran for the third highest elected office in the land? To display his gaucherie and Gay-bashing?  You tell me.   
Fun fact: It was our St. Johns County Clerk of Courts and Comptroller, BRANDON J. PATTY, whom I first heard use the word "woke" as a pejorative, in a County Board of County Commissioners meeting. Notwithstanding his intelligence and education, including London School of Economics and Political Science, PATTY emits the usual Dull Republican rodomontade. 

From Florida Politics:

Marco Rubio declares war on ‘woke’ flags. (A.G. Gancarski, Florida Politics, March 21, 2024)
'The radical left’s woke agenda has been relentless in pushing their destructive ideology.'

Florida’s senior Senator is sponsoring legislation that removes any ambiguity about the display of the American flag.

“The radical left’s woke agenda has been relentless in pushing their destructive ideology. Under the Joe Biden Administration, socially progressive and divisive flags have become the focal point of diplomatic messaging,” says a press release from U.S. Sen. Marco Rubio that promotes a bill that would stop American officials from giving equal time to the LGBTQ+ pride flag and other banners of social consciousness.

The legislation doesn’t ban such flags from display, but it does subordinate them to the stars and stripes.

“Any flag, seal, or emblem that is not the United States flag and is flown, draped, projected, or displayed otherwise as a visual and symbolic representation at a United States diplomatic mission, official residence, or official office, or on an official United States vehicle shall be smaller than the official United States flag; and if flown, may not be displayed higher than or above the United States flag,” reads the Rubio bill.

“This bill seeks to reinforce the importance of our flag, which is more than just a national emblem. Our flag is a testament to the God-given freedoms endowed to every American citizen and we cannot let woke ideology take that sense of national pride from us,” the Senator from South Florida asserted.


Flag displays in the Biden era have been a point of contention for other Florida Republicans as well, including Gov. Ron DeSantis.

In 2023, the Governor griped about the so-called “transgender” flag having “precedence” over the American flag at a White House Pride Celebration, even though the U.S. flag was the most prominently displayed, as it flew overhead even as the Pride flag was side-by-side with the American flag on the balcony.

A.G. Gancarski

A.G. Gancarski has written for FloridaPolitics.com since 2014. He is based in Northeast Florida. He can be reached at AG@FloridaPolitics.com or on Twitter: @AGGancarski