Florida KidCare is the state’s version of the federal Children’s Health Insurance Program, or CHIP. It’s an optional Medicaid expansion program for children aged 5-18 whose families earn too much to qualify for the traditional Medicaid program.

Unlike traditional Medicaid, which is free for enrollees, Florida KidCare enrollees who qualify for a subsidized plan are required to pay small monthly premiums; according to the website, it’s $15 or $20 a month per household. They also make co-payments for services.

 

Families lose access to the subsidized health insurance plan once their income exceeds 200% of the federal poverty level, or $54,640 for a three-person household. 

The 2023 law ostensibly allows a family of three to earn up to $81,960, or 300% of the federal poverty level, and continue to qualify for the children’s health insurance coverage.

Florida Health Justice failed to convince Hawkes the state was obligated to provide the coverage because the federal government had approved a Medicaid waiver submitted by the state to expand the program. 

That approval came Dec. 2, 2024, after the federal government passed a law requiring children participating in Medicaid and the state Children’s Health Insurance Program to remain enrolled in the programs for a year. The law was implemented through a rule finalized in 2025.

The state has filed three lawsuits in federal court over the continuous eligibility requirement.

It filed a different lawsuit in February that it subsequently withdrew.

‘Conversations with CMS’

AHCA Deputy Secretary for Medicaid Brian Meyer in April told members of a joint legislative spending panel that he was having “conversations with CMS about this, so we are actively trying to get to an agreeable place between both parties so we can move this program.”

CMS is the federal Centers for Medicare and Medicaid Services.

Meyer was getting pushback from Republican and Democratic members of the Joint Legislative Budget Commission who were pressing him about the DeSantis administration’s positions on children’s health insurance.

The administration has blamed the federal government for the failure to expand Florida KidCare and it has ignored the continuous coverage requirement, dropping children from the Florida KidCare program whose families didn’t pay premiums.

At one point, the state had removed in one year more than 43,000 children from the program whose family had not paid premiums. More than 17,000 of them were never re-enrolled.

The state has filed at least three challenges over the requirement, one of which, filed in Pensacola federal court, still is being litigated.